Due to the increase in COVID-19 numbers, we are temporarily closing our lobbies effective July 13th to again limit person-to-person contact. We will continue to serve you by appointment, drive-thru, and online. Thank you for your patience during this time.

The 5 C's That Almost Ruined Banking, Part 2

Kevin Kilpatrick | Posted on July 13, 2020

Capacity vs Caffeine - outside of plaza branch
Knowledge is power and we believe in empowering you with knowledge about banking to help you better manage your business. No matter your business's life cycle you can benefit from knowing the difference between the 5 Fundamental C's and the 5 Detrimental C's of credit. In part 2 of this 5 part series, we take a closer look at Capacity vs Caffeine.

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The 5 C's That Almost Ruined Banking, Part 1

Kevin Kilpatrick | Posted on June 15, 2020

Character vs Camouflage - Outside of plaza branch
Knowledge is power and we believe in empowering you with knowledge about banking to help you better manage your business. No matter your business's life cycle you can benefit from knowing the difference between the 5 Fundamental C's and the 5 Detrimental C's of credit. In part 1 of this 5 part series, we'll provide an overview of each and take a closer look at Character vs Camouflage.

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PPP Flexibility Act Information

Kevin Kilpatrick | Posted on June 12, 2020

Important PPP Flexibility Act Information
On June 3, 2020 the Paycheck Protection Program Flexibility Act of 2020 was passed in both the House and Senate. This Act was signed by President Trump on Friday, June 5th. Read more about how the changes passed in this Act can benefit you during the forgiveness period.

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Paycheck Protection Program - Loan Forgiveness Best Practices

Kevin Kilpatrick | Posted on April 29, 2020

Mask with man blurred in background on laptop
Many people across the country have spent countless hours working hard to provide Paycheck Protection Program loans to millions of businesses. However, receiving loan funds is only the beginning. Documenting and applying for loan forgiveness is a critical step and in this blog, we discuss best practices you need to follow.

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New Year Banking Resolutions

Kevin Kilpatrick | Posted on January 29, 2020

3 ways to make 2020 your best banking year ever
Ready or not, a new year is here and we want to help your business succeed. Over my 30+ year banking career, I've worked with all kinds of businesses. I've discovered that those who have a stress-free and strong banking relationship have these three things in common.

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New Year, New Feature

Brian Ralph | Posted on December 16, 2019

Get your financial bearings - woman using cell phone smiling
With the New Year here its time to get your finances organized! Make setting a budget and tracking your spending easier than ever with Peoples Money Manager. Here at Peoples Bank we’ve been providing easy and hassle-free banking for over 40 years. With low-cost financial solutions and cutting-edge technology it is our goal to offer products and services that make your life easier. Take a look at this overview of Peoples Money Manager, then get started on a financially heather 2020.

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Bank with People Who Know You by Name

Posted on November 18, 2019

Big bank capabilities with local roots - banker and customer talking
Cleveland Senior Living Centers needed a bank that could offer state of the art banking technology, but also provide local personal service. Enter Chris Latta and the Peoples Bank of Alabama team. Learn more about The Problem, The Process and The People on how we helped Phillip and Trina Cleveland expand their business and improve their day to day operation.

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Honoring Veterans

Posted on November 04, 2019

Veterans Day Parade
The freedoms we enjoy everyday are provided to us by the brave men and women of our armed forces. We at Peoples Bank are so grateful to everyone who answered the call to serve. Learn more about this holiday and simple ways you can make a difference.

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Dangers of Blindly Clicking Email Links and Attachments

Posted on October 14, 2019

Cyber Security Awareness Month
Everyday there are nearly 300 billion emails sent worldwide. The average office worker receives 121 emails per day and these numbers continue to trend upward. All this email activity creates an environment ripe for fraud. Bad actors are working hard everyday to send emails that look legitimate, but are intended to cause you harm. This tactic is called Phishing and it's important for you to be cautious when clicking links or attachments in emails.

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4 Keys to Financing Your New Home

Posted on September 27, 2019

Couple standing in front of home
Buying a house is hands down one of the most important decisions you will ever make. It’s a big deal for a number of reasons — primarily because it’s a real financial commitment spanning 15, 20, even 30 years down the road. With so much invested in this decision, how do you find the right mortgage provider? What should you look for? What financing options are out there? Where do you even begin? Here are a few key factors to help in the decision-making process.

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In Banking, Bigger is not Better

Chuck Herndon | Posted on September 09, 2019

Banker and customer talking in place of business
Today's banking landscape looks much different than it did in the 90's. Back then, I learned the importance of people over sales goals. As my predecessor banks grew larger and larger, the focus moved away from relationships and became more about numbers. That's why I'm thankful to be a part of the Peoples Bank of Alabama team; because here we really do care about people.

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Be Protected and Update Your Internet Browser

Posted on September 09, 2019

Time to update your internet browser?
Technology is ever changing, and with Microsoft’s recent announcement to discontinue Internet Explorer support, Online Banking users will also be affected. Beginning April 7, 2020, be ready to take action… Read this blog for more information.

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Top 5 Reasons Small Businesses Fail

Kevin Kilpatrick | Posted on August 19, 2019

Avoid these mistakes
Making the move from employee to business owner is a big risk, and unfortunately more start ups fail than succeed. We love small businesses and want to help them thrive. Continue reading to find out the top 5 reasons small businesses fail to avoid these mistakes.

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Customer Support - Frequently Asked Questions

Posted on August 05, 2019

Frequently Asked questions - woman in call center
At the end of June 2019, our customer support team had received over 68,000 calls for an average of over 11,000 per month. In answering all these calls, we wanted to share the top 6 questions asked along with their answers. So read on to learn what others are asking, because you may have the same question(s) soon!

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Make Life and Christmas Less Stressful

Brian Ralph | Posted on July 22, 2019

Mall escalator at Christmas
The calendar has officially reached the half way point of 2019. First, pause for a moment and reflect on how fast 6 months ticked by… if your life is anything like mine, it feels like time is ticking away faster and faster. So if you think the first half of the year has flown by, don’t you think the second half will as well? So, I have to ask, are you prepared for Christmas?

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Top 5 Things To Know When Looking For A Mortgage Loan

Shasta Quick NMLS #189258 | Posted on July 15, 2019

game board with race car
A mortgage is a big decision for you and your family. It's important to be knowledgeable about the process, because unlike a board game your decisions have much bigger consequences. Read these 5 things to know when looking for a mortgage loan to help you make the best decision.

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From Skeptic to Raving Fan - PeoplesPay

Brian Ralph | Posted on June 06, 2019

Peoples Pay logo on yellow back ground
Have you ever seen a new service or new technology and thought “That looks cool… but does it really work?” Whether you’ve been previously burned by a poor experience or just doubtful by nature, a bit of skepticism is healthy and probably wise in our ever advancing technological world.

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3 Qualities for Strong Passwords

Posted on May 06, 2019

One of the most vital tools that we use every day when it comes to technology is a password. Unfortunately, it's also one of the things we all hate to manage. Even with the advancements in password replacement technologies, we are still several years away from completely eliminating them. In this article, learn three qualities all passwords need to keep you and your information protected.

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Better Understand SBA Lending - 3 Questions & Answers

Kevin Kilpatrick | Posted on April 15, 2019

In my 30+ years working in banking, I've helped many business owners better understand the options available to start, grow or expand their business. In working with the Small Business Administration, we expand the lending options available to help businesses maximize cash flow. Understanding the answers to these three questions can help you and your business make the best decision for your future.

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Walking the walk: Going beyond dollars and cents

Posted on April 01, 2019

Image of financial literacy class
When you think of banks, you probably think of dollars and debit cards, lending and perhaps the occasional lollipop bouquet arranged at the teller’s station. At Peo­ples Bank of Alabama, the very core of the business is something deeper than basic bank offerings. Rather than operating as a commodity, the people of Peoples Bank of Alabama (PBAL) realize that the dollars involved in banking are the commodity—the delivery of those dollars is not.

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Money Leaks & Budget Killers

Posted on September 14, 2018

banker at desk smiling at customer with tablet
It’s easy to avoid large, extravagant purchases like dream vacations or the fully loaded luxury car, but small everyday spending adds up over time. If you’ve ever said, “Where did all my money go?” keep reading to learn how you can plug up the money leaks and stop the budget killers in your spending.

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Teen Banking

Posted on September 06, 2018

Teenagers using phones and tablets
​Sound financial habits don’t have to wait until kids are grown. The best time to start is early so that kids learn responsible banking before they go out on their own and make a bad decision that negatively impacts them for years. We are here to help you teach your teen how to save, spend responsibly and avoid overdrafts. Read on to learn some critical areas to cover when discussing banking with your teen.

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Relocating for Retirement

Posted on September 06, 2018

Door with Retired sign on it
Many people save and plan all their lives with the full intention of relocating for retirement. Continue reading to understand the benefits, impacts and tips for relocating in retirement.

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