Financial Education

Financial Education is a key pillar of our Community Development program as financial literacy among consumers and businesses alike is critical to responsibly using the products and services available throughout the marketplace. Absent this literacy, uninformed decisions bear consequences affecting families and communities for years- if not generations. Some examples of the Financial Education provided include:

• Speaking to senior groups on Elder Abuse
• Conducting Smart Credit Seminars - Learn More
• Teaching financial principles at Hope Inspired Ministries

Peoples Bank attends Brewer High School’s Life Skills Day to talk about how decisions in life often impact our financial future.

Our Morgan County branches collect personal hygiene items for the Neighborhood Christian Center as their “Day of Caring” project.

Community Outreach

The contributions we make to our communities are not always in the form of money or sharing our financial knowledge. Our associates are not afraid to roll up their sleeves and put in some hard work where needed. We regularly serve those in need in our communities, at churches across our footprint, as youth sports coaches, and through the United Way - because we care about all people.

Civic Leadership

Commitment to our community begins with our associates’ civic leadership. Through focused engagement, our associates are able to identify needs within our communities and develop solutions to support businesses and consumers alike. We volunteer our time supporting various charities as board members, sponsors, and advocates. The number of organizations we support is too long to list, but includes the United Way, area Chambers of Commerce, and civic clubs.

Peoples Bank sponsors the Trussville Chamber Luncheon.

Peoples Bank shares with small business owners across the state on how to help their businesses grow, how to master financial statements, raise capital, and prevent fraud.

Community Lending

Supporting our local communities through lending is an investment in the people responsible for helping our organization grow over the years. Our community lending focuses on three key pillars: Small Business Lending, Community & Economic Development, and Consumer Finance.

Through GCap Financing, a division of Peoples Bank of Alabama, we support small business clients with government backed, credit enhancement programs providing financial solutions that create jobs and spur economic development. In addition to GCap Financing, we support two Community Development Financial Institutions (CDFI) who supply initial capital to businesses when senior financing is traditionally unavailable. With our involvement in civic leadership, community service, and financial education seminars, our associates identify consumer finance needs. Bank leadership is continually working to offer financial solutions tailored to address issues such as predatory lending, affordable housing, and damaged credit. The launch of CashPlease, a short-term low cost small dollar loan program, is an example of our commitment in this area.