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WITH US, BANKING IS PERSONAL

Whether it’s for personal use or business transactions, your checking account should serve you effortlessly. Don’t settle for less - choose Peoples Bank of Alabama for your checking needs.

 

ePeoples Choice Money Market Account

  • A Great Rate - 1.40% APY*
  • No Hassle - Same Rate on Entire Balance
  • Access - 6 withdrawals per month**
  • Low Minimums - $50 Opening Deposit
  • Waive Fee - $1,000 Minimum Balance to avoid $10 service fee
  • Convenience - Open Online on Your Schedule

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2.50% APY* - 23 Month CD

Get a great rate on your hard earned money. That’s right, get 2.50% APY* guaranteed for 23 months.

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PeoplesPay - Paying Back Friends and Family Has Never Been Easier.

Through Mobile and Online banking, you can send money to anyone, anywhere in the US. All you need is an email address or cell phone number and best of all it's Fast and Free! No registration required and recipient receives funds almost instantly.

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MyCardRules - Take Full Control of Your Debit Card

Manage your card spending right from your mobile device.  Turn your cards on or off, set spending limits and get alerts, all with a few quick taps. Another example of us providing Big Bank Capabilities with Local Roots.

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CashPlease - Manage Your Short Term Cash Needs

We are proud to now offer affordable, small dollar loans to our customers. These short-term loans are available 24 hours a day 7 days a week. Convenient, fast, and secure - another way we put people first.

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Photo Deposit - Banking on your schedule.

Use your smartphone to make a secure deposit anywhere, anytime. This service is available to our consumer and business clients at No Cost through the Peoples Bank of Alabama Mobile App on supported Apple and Android Devices. 

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Online Loan Applications

Get the money you need to refinance higher interest rate debt or to make an upcoming purchase. A personal loan is convenient and gives you a fixed term with a fixed rate so you know exactly how much you'll pay each month. We have a simple application process and most approved loans can be funded quickly. 

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*Annual Percentage Yield (APY): All APY's are accurate as of 12/17/2018. APY's are subject to change at any time. ePeoples Choice Money Market offer only applicable to personal accounts. Excludes accounts with public funds. Fees may reduce earnings.

**This account is limited to six (6) transfers by check, draft or similar order per monthly statement cycle. Transfer limitation transactions include transfers to other accounts, transfers to third parties by preauthorization, automatic withdrawal agreements or telephone transfers. Withdrawals made in person, by mail or at an ATM are unlimited.