Financials
Dollar figures in Thousands
| ASSETS (in thousands) | 2019 | 2018 |
|---|---|---|
| Cash & Cash Equivalent | 95,433 | 83,353 |
| Securities | 78,212 | 53,286 |
| Loans net | 605,551 | 603,583 |
| Fixed Assets - net | 22,360 | 21,730 |
| Other Assets | 23,395 | 24,495 |
| TOTAL ASSETS | $824,951 | $786,448 |
| LIABILITIES & EQUITY (in thousands) | 2019 | 2018 |
|---|---|---|
| Total Deposits | 717,178 | 689,565 |
| Borrowings | 18,187 | 18,209 |
| Other Liabilities | 5,735 | 4,666 |
| Total Liabilities | 741,100 | 712,440 |
| Equity Capital | 83,851 | 74,008 |
| TOTAL LIABILITIES & EQUITY | $824,951 | $786,448 |
| RATIOS | 2019 | 2018 |
|---|---|---|
| Loans To Deposits | 85.87% | 88.95% |
| Equity Capital To Assets | 10.16% | 10.63% |
| Tier 1 Leverage | 9.65% | 9.07% |
| Total Risk Based Capital | 13.15% | 12.07% |