Financials

Dollar figures in Thousands

ASSETS (in thousands)2018     2017
Cash & Cash Equivalent 83,353    63,586
Securities 53,286    53,006
Loans net 603,537  560,949
Fixed Assets - net 21,730    22,591
Other Assets 24,542    25,118
TOTAL ASSETS $786,448$725,250
LIABILITIES & EQUITY (in thousands)2018     2017
Total Deposits 689,565  636,647
Borrowings 18,209    18,232
Other Liabilities 4,666      3,273
Total Liabilities 712,440  658,153
Equity Capital 74,008    67,097
TOTAL LIABILITIES & EQUITY $786,448$725,250
RATIOS2018    2017
Loans To Deposits 88.95%  89.46%
Equity Capital To Assets 10.63%    9.19%
Tier 1 Leverage 9.07%    8.83%
Total Risk Based Capital 12.07%  11.21%