Here at Peoples Bank of Alabama, helping businesses succeed is one of our passions. We do this by building a relationship and delivering affordable state of the art products and services. Our easy to understand, straight-forward checking solutions provide you the perfect option for your operating account or ancillary account needs. 

Business Checking

Whether you are just starting out or have been in business for years, this account is perfect for operating, payroll, or petty cash accounts. A great fit for small and medium size businesses who process less than 500 transactions per month. 

  • $100 minimum deposit to open
  • No monthly maintenance fee
  • $.25 per item over 500 items

Business Analysis

An Analysis account is a great operating account for businesses that either carry large balances or who process a high volume of transactions each month. 

  • $100 minimum deposit to open
  • Monthly Maintenance fee $15
  • $.40 for each deposit ticket processed
  • $.10 for each item processed within deposit
  • $.10 for each debit, electronic debit or credit
  • Earnings credit may offset charges depending on balance

Business Checking with Interest

This account is ideal for businesses who want to keep extra cash in their operating account and earn interest. 

  • $100 minimum deposit to open
  • $5,000 minimum balance to avoid $10 monthly service charge
  • $.25 per item processed over 500 items
  • Competitive interest rate paid on collected balance of $5,000 or more


Perfect for attorneys who need an account for the interest earned on trust accounts. Our IOLTA accounts have no minimum balance requirements or service charges. 

  • No minimum opening deposit
  • No minimum balance
  • No service charge
  • $1,000 minimum balance to earn interest

Non Profit Checking

Your nonprofit organization or church deserves an account that works for you. Our Non Profit Checking account is perfect for youth sports groups, 501(c)(3) nonprofits, and local churches. 

  • $100 minimum opening deposit
  • Unlimited check writing
  • No minimum balance to maintain 

Non Profit Checking with Interest

When your nonprofit or church wants to earn interest on excess funds in your primary operating account, the Non Profit Checking with Interest is the best option. 

  • $100 minimum opening deposit
  • Unlimited check writing
  • $1,000 minimum balance to avoid $10 monthly service charge
  • Balances $2,500 and above earn competitive interest

For information on Public Funds accounts click here.