Mortgage

Peoples Bank of Alabama is passionate about helping you achieve your dreams.  We care about you – which is why we are committed to quick turnaround times and fast decisions.  Whether you are a first time home buyer, armed services veteran or home buying pro, we have the right mortgage loan with competitive rates and terms that fit your budget.

We have local Mortgage Specialists who can give you quick decisions and personal service from application all the way through to the closing. We also provide a 24/7 loan center with the following mortgage services:

  • Apply anytime, from anywhere with a streamlined application process
  • Get quick online approvals and detailed cost information
  • Complete your application for purchases or refinances on your schedule
  • Use our glossary to take mystery out of mortgage terminology
  • Experiment with our calculators to better understand 
  • Use Rate Watch to get customized rate quotes emailed or find out when your desired rate is available
  • Check rates to get a personalized quote

Want to deal directly with a local mortgage specialist?

Find a Specialist

At Peoples Bank of Alabama, we like to focus on turning your hopes of a home into your reality. If you are interested in buying, building, or refinancing we have a variety of home loan options to offer you. It's easier than you think to find a mortgage that's just right. We offer the following types of programs:

  • Conventional, FHA, USDA and VA loans
  • Construction / Permanent loans
  • Programs for first time homebuyers
  • VA IRRL loans
  • FHA Streamline IRR loans
  • HARP Loans
  • JUMBO Loans
  • Long term rate lock options

Need personal service? Just ask. If you need help with your online application and personal resources, online help is available. The most frequently asked questions can be accessed at any time during the application; or contact our Mortgage Team Lead at 256-735-9582.

Finally, low rates with great service…together at last! Just another way we at Peoples Bank of Alabama exceeds expectations everyday!!