We all have specific needs, goals, and dreams. Peoples Bank of Alabama offers a variety of personal loans and lines of credit to help you accomplish them. We provide lending solutions designed to meet your specific financial needs with the superior customer service and accessibility you want.

We see you as a real person, with real needs, real problems, and real dreams

When it comes to taking a big step like borrowing money, you need a partner that can help you make the best financial decision. That's why we have dedicated loan officers who work with and for you to find personal loans and solutions for your specific needs. Our team cares about you—which is why we are committed to quick turnaround times and fast decisions.

When it comes to online banking, consumer loans, debt consolidation, refinancing, installment loans, personal loans, and other personal loans, we’re the partner you can trust. Contact a local Peoples Bank of Alabama banker to help guide you through this process.

Ready to get started?

Contact a Local Banker

The Benefits of Working With Peoples Bank of Alabama

Whatever you’re doing with your cash, you can manage it online. Check your account from anywhere. Transfer money from your checking account to your savings account with just a few taps. Make your car payment online. We make the process smooth and convenient for you—whether you’re using our services for personal or business transactions.

We have strict security policies, so you know your information is always safe online and on our mobile app. Our customers can securely make payments and monitor their credit and cash from one place.

We’re available to answer any questions you may have about loans, origination fees, your loan amount, our competitive rates, opening a line of credit, how long the process takes, or a myriad of others. We’ve been serving our Alabama customers for quite some time and are happy to walk you through the process.


At Peoples Bank of Alabama, we believe in helping individuals with their financial well-being. To better serve our communities, we are pleased to offer short-term, small-dollar personal loans to our customers. You can apply online for a convenient personal loan anytime—day or night. Learn more about these loans or apply by logging in below.

Credit Cards

Sometimes, having a little extra spending power in your wallet is important. Our Peoples Bank of Alabama Visa credit cards give you the convenience of making day-to-day purchases and the control of picking up that extra special item every now and then.

Learn more about our credit cards by clicking below.

Personal Loans

A personal loan from Peoples Bank of Alabama provides you the money you need to refinance higher interest rate debt or to make an upcoming purchase. These convenient installment loans give you a fixed term with a fixed rate so you know exactly how much your monthly payment will be. We have a simple application process and most approved loans can be funded quickly.

Speak with a local banker to get started. Personal loan amounts will vary depending on your unique circumstance.

Home Equity Lines

With a Peoples Bank of Alabama home equity line of credit, you may qualify for a sizable credit line just by using the equity in your home. Once you qualify, this money is available to you to use when and how you need it. Remodel the kitchen, pay college tuition, or take care of unexpected expenses. It's money for whatever you need, whenever you need it.

To apply in person or to speak with someone, visit your local branch or call 877-788-0288, and one of our friendly loan officers will be glad to assist you.


Peoples Bank of Alabama is passionate about helping you achieve your dreams. Whether you are a first time home buyer, armed services veteran, or home buying pro, we have the right mortgage loan with competitive interest rates and terms that fit your budget. Apply now or contact one of our mortgage specialists to get started or learn more.