We all have specific needs, goals and dreams. That's why Peoples Bank of Alabama offers a variety of loans and lines of credit to help you accomplish them. We provide lending solutions designed to meet your specific financial needs with the superior customer service and accessibility you want.

We see you as a real person, with real needs, real problems, and real dreams.

When it comes to making a big decision such as borrowing money, you need a partner that can help you make the best financial decision. That's why we have dedicated loan officers who work with and for you to find solutions for your specific needs. Our team cares about you - which is why we are committed to quick turn around times and fast decisions. 

Contact a local banker to help guide you through this process.

Ready to get started?

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We believe in helping individuals with their financial well-being and to better serve our communities, we are pleased to now offer short term, small dollar loans to our customers. These convenient loans are available 24/7 online. Learn more, get started, or login again by clicking below.

Credit Cards

Sometimes having a little extra spending power in your wallet is important. Our Peoples Bank of Alabama Visa credit cards give you the convenience of making day to day purchases and the control of picking up that extra special item every now and then. Whether you want cash back or a low rate, we've got you covered. Learn more or start your application by clicking below.

Personal Loans

A Personal Loan from Peoples Bank of Alabama provides you the money you need to refinance higher interest rate debt or to make an upcoming purchase. These convenient, secure loans give you a fixed term with a fixed rate so you know exactly how much you'll pay each month. We have a simple application process and most approved loans can be funded quickly. Apply here or speak with a local banker to get started.

Home Equity Lines

With a Peoples Bank of Alabama home equity line of credit, you may qualify for a sizeable credit line just by using the equity in your home. Once you qualify, this money is available to you to use when and how you need it. Remodel the kitchen, pay college tuition, or take care of unexpected expenses. It's money for whatever you need, whenever you need it. To apply in person or to speak with someone visit your local branch and one of our friendly loan officers will be glad to assist you.


Peoples Bank of Alabama is passionate about helping you achieve your dreams. Whether you are a first time home buyer, armed services veteran or home buying pro, we have the right mortgage loan with competitive rates and terms that fit your budget. Apply Now or contact one of our mortgage specialists to get started.

Cash Back credit card Terms and Conditions. Low Rate credit card Terms and Conditions