At Peoples Bank of Alabama, we know what it takes to run a business in our communities. That’s why our business lending solutions are designed to meet your needs with flexibility, fast local decisions, and real human support. Whether you’re launching, expanding, or navigating seasonal shifts, our lending experts are here to help Alabama businesses thrive.
Commercial Loans for Growth and Expansion
Our commercial loans can help you finance property, equipment, or new projects. With competitive rates and decisions made locally, you’ll move forward with confidence.
Flexible Lending Solutions for Alabama Businesses
Peoples Bank of Alabama offers a variety of business lending options built for small businesses, startups, and growing companies alike.
SBA Loans – Government-backed loans with favorable terms and lower down payments.
Term Loans – Fixed-rate loans for major investments like vehicles, equipment, or renovations.
Construction Loans – Finance ground-up builds or major expansions with tailored local lending.
Business Lines of Credit – A flexible way to access funds when you need them — ideal for short-term or seasonal needs.
From first-time entrepreneurs to established businesses, our team works directly with you to match the right solution to your goals — always with fast, local decision-making.
Why Choose Peoples Bank for Business Lending?
Unlike big national banks, we make all lending decisions right here in Alabama. That means faster answers, more flexibility, and a team who truly understands your business and community. Our mission is to help local businesses and communities grow.
SBA Loans
Get financing with lower down payments and longer repayment terms, backed by the U.S. Small Business Administration. Perfect for startups and growing small businesses.
Business Term Loans
Finance equipment, vehicles, or renovations with predictable monthly payments and competitive rates.
Construction Loans
Build or expand with confidence. Our local team helps you secure financing for new construction and major upgrades.
Business Line of Credit
A business line of credit is a convenient tool for managing short-term financing needs. Access funds when you need them, only paying interest on what you use.
Credit Cards for All Your Business Needs
Credit cards are a great way to make day-to-day purchase for your business. Whether you want cash back, rewards points, or a low rate, our cards can help you accomplish your goals.