Account Fees and Charges

Effective 1/1/2022

Overdraft Paid Item Fee* (per item)$22
Return Item Fee* (per item)$22
Overdraft Continuation Fee**$5
Stop Payment (per item)$25
Staff Assisted Telephone Transfer (Transfers completed via on-line banking or telephone banking are free)$5
Research Per Hour (minimum 1 hour charge)$20
Research per copy$1
Statements on Compact Disc (maximum 12 months statements per disk)$30
Domestic Wire Transfer (incoming/outgoing)$15
International Wire Transfer (incoming/outgoing)$45
Official Checks (Service available for Peoples Bank of Alabama customers only)$5
Collection Items (additional fees may be imposed by paying bank)$20
Replacement Debit Cards$5
Dormant Fee Per Month - When balance falls below $500 (Excludes Youth Savings)$10
Account Reconcilement Assistance (per hour)$15
Temporary Statement (staff assisted)$2
Paper Statement mailed (per statement)$4
Returned Deposited Item (per item)$6
ATM Withdrawal (from ATM not owned by Peoples Bank)$1
ATM Transfer (from ATM not owned by Peoples Bank)$1
ATM Inquiry (from ATM not owned by Peoples Bank)$1
Account Closing (within 180 days of opening a checking or savings)$35
Legal Processing*** (per order)$50
Secure Advantage Checking package (OPTIONAL add-on feature) per month$7.50

All business checking accounts include monthly statements with images, free online banking, bill pay and debit card.

Public Funds accounts can only be utilized by entities such as state, city, county, schools, etc.

Additional Service Charges may apply. Speak with a banker for additional details.

View a PDF version of our Fee Schedule

* See account disclosures for more information on overdraft and returned item fees.

** Charged every 5th business day the account is consecutively overdrawn (OD). Maximum Overdraft Continuation Fees: $30 during each consecutive OD period.

*** Legal requests include but are not limited to Levies, Garnishments, Reclamations, Subpoenas, and other legal/government ordered actions.