Financial Education

The 5 C's That Almost Ruined Banking, Part 5

Posted on November 09, 2020


Conditions vs Carelessness - outside of plaza branch
Knowledge is power and we believe in empowering you with knowledge about banking to help you better manage your business. No matter your business's life cycle you can benefit from knowing the difference between the 5 Fundamental C's and the 5 Detrimental C's of credit. In part 4 of this 5 part series, we take a closer look at Conditions vs Carelessness.

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The 5 C's That Almost Ruined Banking, Part 4

Posted on October 05, 2020


Collateral vs Certainty - outside of plaza branch
Knowledge is power and we believe in empowering you with knowledge about banking to help you better manage your business. No matter your business's life cycle you can benefit from knowing the difference between the 5 Fundamental C's and the 5 Detrimental C's of credit. In part 4 of this 5 part series, we take a closer look at Collateral vs Certainty.

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The 5 C's That Almost Ruined Banking, Part 3

Posted on August 14, 2020


Capital vs Compensation - outside of the plaza branch
Knowledge is power and we believe in empowering you with knowledge about banking to help you better manage your business. No matter your business's life cycle you can benefit from knowing the difference between the 5 Fundamental C's and the 5 Detrimental C's of credit. In part 3 of this 5 part series, we take a closer look at Capital vs Compensation.

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The 5 C's That Almost Ruined Banking, Part 2

Posted on July 13, 2020


Capacity vs Caffeine - outside of plaza branch
Knowledge is power and we believe in empowering you with knowledge about banking to help you better manage your business. No matter your business's life cycle you can benefit from knowing the difference between the 5 Fundamental C's and the 5 Detrimental C's of credit. In part 2 of this 5 part series, we take a closer look at Capacity vs Caffeine.

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The 5 C's That Almost Ruined Banking, Part 1

Posted on June 15, 2020


Character vs Camouflage - Outside of plaza branch
Knowledge is power and we believe in empowering you with knowledge about banking to help you better manage your business. No matter your business's life cycle you can benefit from knowing the difference between the 5 Fundamental C's and the 5 Detrimental C's of credit. In part 1 of this 5 part series, we'll provide an overview of each and take a closer look at Character vs Camouflage.

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PPP Flexibility Act Information

Posted on June 12, 2020


Important PPP Flexibility Act Information
On June 3, 2020 the Paycheck Protection Program Flexibility Act of 2020 was passed in both the House and Senate. This Act was signed by President Trump on Friday, June 5th. Read more about how the changes passed in this Act can benefit you during the forgiveness period.

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Paycheck Protection Program - Loan Forgiveness Best Practices

Posted on April 29, 2020


Mask with man blurred in background on laptop
Many people across the country have spent countless hours working hard to provide Paycheck Protection Program loans to millions of businesses. However, receiving loan funds is only the beginning. Documenting and applying for loan forgiveness is a critical step and in this blog, we discuss best practices you need to follow.

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New Year Banking Resolutions

Posted on January 29, 2020


3 ways to make 2020 your best banking year ever
Ready or not, a new year is here and we want to help your business succeed. Over my 30+ year banking career, I've worked with all kinds of businesses. I've discovered that those who have a stress-free and strong banking relationship have these three things in common.

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Top 5 Reasons Small Businesses Fail

Posted on August 19, 2019


Avoid these mistakes
Making the move from employee to business owner is a big risk, and unfortunately more start ups fail than succeed. We love small businesses and want to help them thrive. Continue reading to find out the top 5 reasons small businesses fail to avoid these mistakes.

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Make Life and Christmas Less Stressful

Posted on July 22, 2019


Mall escalator at Christmas
The calendar has officially reached the half way point of 2019. First, pause for a moment and reflect on how fast 6 months ticked by… if your life is anything like mine, it feels like time is ticking away faster and faster. So if you think the first half of the year has flown by, don’t you think the second half will as well? So, I have to ask, are you prepared for Christmas?

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Top 5 Things To Know When Looking For A Mortgage Loan

Posted on July 15, 2019


game board with race car
A mortgage is a big decision for you and your family. It's important to be knowledgeable about the process, because unlike a board game your decisions have much bigger consequences. Read these 5 things to know when looking for a mortgage loan to help you make the best decision.

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3 Qualities for Strong Passwords

Posted on May 06, 2019


One of the most vital tools that we use every day when it comes to technology is a password. Unfortunately, it's also one of the things we all hate to manage. Even with the advancements in password replacement technologies, we are still several years away from completely eliminating them. In this article, learn three qualities all passwords need to keep you and your information protected.

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Better Understand SBA Lending - 3 Questions & Answers

Posted on April 15, 2019


In my 30+ years working in banking, I've helped many business owners better understand the options available to start, grow or expand their business. In working with the Small Business Administration, we expand the lending options available to help businesses maximize cash flow. Understanding the answers to these three questions can help you and your business make the best decision for your future.

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Money Leaks & Budget Killers

Posted on September 14, 2018


banker at desk smiling at customer with tablet
It’s easy to avoid large, extravagant purchases like dream vacations or the fully loaded luxury car, but small everyday spending adds up over time. If you’ve ever said, “Where did all my money go?” keep reading to learn how you can plug up the money leaks and stop the budget killers in your spending.

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Teen Banking

Posted on September 06, 2018


Teenagers using phones and tablets
​Sound financial habits don’t have to wait until kids are grown. The best time to start is early so that kids learn responsible banking before they go out on their own and make a bad decision that negatively impacts them for years. We are here to help you teach your teen how to save, spend responsibly and avoid overdrafts. Read on to learn some critical areas to cover when discussing banking with your teen.

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Relocating for Retirement

Posted on September 06, 2018


Door with Retired sign on it
Many people save and plan all their lives with the full intention of relocating for retirement. Continue reading to understand the benefits, impacts and tips for relocating in retirement.

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