Why Peoples?

2023 Financial Industry Update

Posted on May 26, 2023


FI Blog
The financial industry has taken a hit as we’ve entered 2023 with two large bank failures, Silicon Valley Bank (CA) and Signature Bank (NY). In stark contrast, banks like Peoples Bank of Alabama bank people we know in communities where we are invested.

Continue reading  

Employee Investment

Posted on March 14, 2022


IMG 7170
Peoples Bank of Alabama has always recognized that there’s a link between taking care of employees and taking care of customers. One does not exist without the other. Continue reading to find out one way the bank invests in their associates.

Continue reading  

Purchase with a Purpose 2021

Posted on October 01, 2021


Landing Page Banner
We are excited to celebrate our 44th birthday as a financial institution in October by offering our Purchase with a Purpose opportunity again this year. Continue reading to learn how you can participate!

Continue reading  

Personal Loan or Credit Card

Posted on July 20, 2021


Dsc 7501 Proofs
A common challenge that all banks face is efficiently originating smaller dollar loans to satisfy customer needs without losing money due to the cost of loan origination and servicing. With that being the case, most banks find it necessary to establish a minimum loan amount and offer a credit card application for those requests that fall below the threshold.

Continue reading  

20/21 Small Business Challenges

Posted on June 17, 2021


2021 Small Business Blog Image
The past year has wreaked havoc on many small businesses. Many have had to close their doors or at least find creative ways to continue providing products and services to their customers in an ever-changing environment. Peoples Bank stepped up to the challenge and helped hundreds of businesses remain open.

Continue reading  

We Care About People

Posted on June 04, 2021


Dsc 8693 Proofs
One of our biggest priorities is to be a trusted community bank that serves the community with understanding, accessibility, and dedication. We believe people want a bank that cares about their needs, one that offers solutions not excuses, and one that is genuinely concerned about the challenges they face and is willing to help. That’s why we are the people’s bank…

Continue reading  

Helping Businesses Manage Cash Flow

Posted on May 17, 2021


Commercial Services Blog
Whether you own a small family business or a large corporation, Cash Management Services can help your business succeed and grow. We will walk you through every step of the process giving you peace of mind that your business transactions are handled with integrity and precision.

Continue reading  

Experian® Discover® Debit

Posted on April 27, 2021


Experian Blog Image 2
Thanks to our partnership with Discover®, we are proud to offer at NO additional cost Dark Web and Credit Monitoring through Experian®. Learn more about this benefit today!

Continue reading  

A Mortgage is More Than Just a Loan

Posted on April 14, 2021


When you’re ready to move from looking at houses to owning one, Peoples Bank of Alabama has a team of experts ready to answer your questions and walk you through the process. We’re here to help you find the right product, the right terms and the right financing to fit your current needs.

Continue reading  

Our Goal is Your Success

Posted on March 05, 2021


When your business is growing and capital is needed, you look for a financial institution that believes in building relationships and is willing to champion your cause. Read on to learn how this business owner found what she was looking for.

Continue reading  

Haynes Farm Story

Posted on February 02, 2021


People S Bank 898 Min
Peoples Bank of Alabama is in the banking business because we believe in helping individuals and businesses with their financial well-being. Continue reading to find out how one of our longest-standing business clients feels about the financial service we provide.

Continue reading  

Save A Little, Gain A Lot

Posted on January 11, 2021


Christmas Club Blog 1
Christmas 2021 could be a little easier on the budget if you begin now to save a little each month toward that goal. What will you gain? A lot less stress when the holidays roll around again! So why not pour that cup of coffee and keep reading…

Continue reading  

New Year, New Feature

Posted on December 16, 2019


Get your financial bearings - woman using cell phone smiling
With the New Year here its time to get your finances organized! Make setting a budget and tracking your spending easier than ever with Peoples Money Manager. Here at Peoples Bank we’ve been providing easy and hassle-free banking for over 40 years. With low-cost financial solutions and cutting-edge technology it is our goal to offer products and services that make your life easier. Take a look at this overview of Peoples Money Manager, then get started on a financially heather 2020.

Continue reading  

Bank with People Who Know You by Name

Posted on November 18, 2019


Big bank capabilities with local roots - banker and customer talking
Cleveland Senior Living Centers needed a bank that could offer state of the art banking technology, but also provide local personal service. Enter Chris Latta and the Peoples Bank of Alabama team. Learn more about The Problem, The Process and The People on how we helped Phillip and Trina Cleveland expand their business and improve their day to day operation.

Continue reading  

4 Keys to Financing Your New Home

Posted on September 27, 2019


Couple standing in front of home
Buying a house is hands down one of the most important decisions you will ever make. It’s a big deal for a number of reasons — primarily because it’s a real financial commitment spanning 15, 20, even 30 years down the road. With so much invested in this decision, how do you find the right mortgage provider? What should you look for? What financing options are out there? Where do you even begin? Here are a few key factors to help in the decision-making process.

Continue reading  

In Banking, Bigger is not Better

Posted on September 09, 2019


Banker and customer talking in place of business
Today's banking landscape looks much different than it did in the 90's. Back then, I learned the importance of people over sales goals. As my predecessor banks grew larger and larger, the focus moved away from relationships and became more about numbers. That's why I'm thankful to be a part of the Peoples Bank of Alabama team; because here we really do care about people.

Continue reading  

Top 5 Reasons Small Businesses Fail

Posted on August 19, 2019


Avoid these mistakes
Making the move from employee to business owner is a big risk, and unfortunately more start ups fail than succeed. We love small businesses and want to help them thrive. Continue reading to find out the top 5 reasons small businesses fail to avoid these mistakes.

Continue reading  

Top 5 Things To Know When Looking For A Mortgage Loan

Posted on July 15, 2019


game board with race car
A mortgage is a big decision for you and your family. It's important to be knowledgeable about the process, because unlike a board game your decisions have much bigger consequences. Read these 5 things to know when looking for a mortgage loan to help you make the best decision.

Continue reading  

From Skeptic to Raving Fan - PeoplesPay

Posted on June 06, 2019


Peoples Pay logo on yellow back ground
Have you ever seen a new service or new technology and thought “That looks cool… but does it really work?” Whether you’ve been previously burned by a poor experience or just doubtful by nature, a bit of skepticism is healthy and probably wise in our ever advancing technological world.

Continue reading  

Walking the walk: Going beyond dollars and cents

Posted on April 01, 2019


Image of financial literacy class
When you think of banks, you probably think of dollars and debit cards, lending and perhaps the occasional lollipop bouquet arranged at the teller’s station. At Peo­ples Bank of Alabama, the very core of the business is something deeper than basic bank offerings. Rather than operating as a commodity, the people of Peoples Bank of Alabama (PBAL) realize that the dollars involved in banking are the commodity—the delivery of those dollars is not.

Continue reading