Setup Alerts for Almost Instant Notifications

One of the best ways to protect your accounts is to setup alerts through online and mobile banking. These alerts can be delivered via email, text or push notification. With push notifications, you know what's going on with your accounts right on your phone almost instantly without having to sign-in.

Protect Your Debit Card with MyCardRules^TM

With the MyCardRules™ App, you get almost total control over your debit card. Available for both Apple® and Android™ devices, our app gives you the ability to:

• Turn your card On or Off
• Set transaction spending limits
• Get instant alerts
• Restrict usage based on location
• Set parental controls & monitoring

Scams

Scams come in many different forms. A Phishing email is a common way, but not the only one. The best method for detecting a scam is if it sounds too good to be true, it probably is. Some common types of scams include: Charity Scams, Money Transfer Scams, Phone Scams, Prize or Sweepstakes Scams, and Debt Relief Scams.

While types of scams can change, taking the below precautions can help you avoid becoming a victim.

• Don’t accept checks, cashier’s checks, money orders, or electronic fund transfers sent to you with requests for you to wire back part of the money
  
• Avoid unsolicited offers that require you to act fast
• If someone demands secrecy, it’s most likely a scam
  
• Exercise extra caution when donating money after a disaster - only donate to legitimate charitable organizations that you contact first
• If you didn’t register for a sweepstakes or prize drawing, chances are you didn’t win one
• Legitimate debt relief companies won’t make you pay up front; doing so is illegal

For more information on cybersecurity, visit the FDIC’s A Bank Customer’s Guide to Cybersecurity.

Stay up to date on the latest Scams by visiting the Federal Trade Commission’s Scams page.

Malware

Malware is shorthand for malicious software. It is software developed by cyber attackers with the intention of gaining access or causing damage to a computer or network, often while the victim remains oblivious to the fact there's been a compromise. Today these attacks usually occur by the victim clicking a link in an email or opening an attachment from an unknown sender.

To protect yourself from these types of attacks, some of the most basic cyber security practices can go a long way.

• Keep your Operating Systems and software patches up to date
• Use a security software and keep it updated
• NEVER click on links or open attachments in emails from unknown sources
• Only download content from trusted websites
• Use strong passwords and log out of websites after you're done
• Never use any unknown data storage device (USB flash drive, DVD/CD, external hard drive, etc.)

Malware is an increasingly dangerous threat. To learn more visit the FTC’s Malware page.