Building Relationships, One Account At A Time
Building Relationships,
One Account At A Time
At Peoples Bank of Alabama, we provide all the personal banking services you need with kindness, compassion, and professionalism.
Every time you talk to your banker, you're talking to someone you can trust. Contact us today.
You Deserve a Truly Personal Banking Experience
When it comes to banking, many people feel like they’re just a number. No one knows them, no one cares about their situation, and no one helps them think through their finances. They stay with their bank because they don’t realize that banking can be convenient and personal, all at once.
At Peoples Bank, you get the professional capabilities of a large bank with the personal relationship of a small bank. With low opening minimums and options with no minimum balance requirement, taking charge of your finances is much more doable. And, we’ll help you decide which services make the most sense for your situation and your goals.
Deposit Accounts That Give You Control
Checking Accounts
All of our personal checking accounts provide you the sophisticated features you need to take control of your finances. At no additional charge, you get a best-in-class mobile banking app with photo deposit, personal money management software, the MyCardRules app, and more. And unlike bigger banks, most of our checking solutions don’t have fee waiver requirements, minimum balance requirements, or required account activity to waive a monthly service charge. We offer accounts with low opening deposit minimums too, so there’s nothing standing between you and your new checking account.
When you open a checking account with Peoples Bank, you’ll enjoy the following perks:
- Online and Mobile Banking on Phone, Tablet, Computer, and Apple Watch
- Photo Deposit: Make a Secure Deposit, Anytime, Anywhere*
- Zelle® — Send Money Quickly to People You Know and Trust+
- Peoples Money Manager — Set Budgets and Track Spending
- Debit Card Linked to MyCardRules App for Added Control
- Digital Wallets for Apple Pay and Google Pay
Savings Accounts
Life is full of the unexpected. That’s why we do everything we can to help our customers set themselves up for financial success by developing a disciplined savings plan. Whether you’re saving for Christmas, retirement, a big purchase, or just a rainy day, Peoples Bank has you covered. Each of the savings accounts we offer have low balance requirements and competitive interest rates, making it easier to reach your goals once you set the right savings strategy.
When you open a savings account with Peoples Bank, you’ll enjoy the following perks: Competitive Interest Rates
- Low Balance Requirements
- Automatic Deposit Capability
- Low Minimum Opening Deposit Options
- Account Option for Minors
- Multiple Account Types
A Loan That Fits Your Needs
Finances change with seasons of life, and sometimes year by year. Your bank should meet you where you are, whether you’re looking for a small loan to make ends meet or a larger loan to help you achieve your dreams.
At Peoples Bank, we have lending options for every stage of life—and we offer more than loans. We work with you to help you meet your financial goals, whatever they might be. You can work with a local lender who will dig deep to understand your situation and offer the best possible solution. Each of our non-real estate loans are available with online applications that are quick and easy. We know your time is valuable so we provide options that best suit your preferences.
We provide a variety of loan options:
CashPlease
We believe in helping individuals with their financial wellbeing. To better serve our communities, we offer short-term, small-dollar loans to our checking customers. These convenient loans are available online 24/7 or through our CashPlease mobile app.
Personal Loans
Our convenient, secure loans have a fixed term with a fixed rate so your monthly payment won’t change. We also offer unsecured loans and a variable rate Peoples Choice personal line of credit. Most approved loans can be funded quickly.
Home Equity Lines
You may qualify for a sizable credit line just by using the equity in your home. With this type of loan, you can remodel the kitchen, pay college tuition, or take care of unexpected expenses. It's money for whatever you need, whenever you need it.
Mortgages
Peoples Bank of Alabama is passionate about helping you achieve your dreams. Whether you are a first time home buyer, an armed services veteran, or a home-buying pro, we have the right mortgage loan with competitive rates and terms that fit your budget.
Credit Cards
Our Peoples Bank of Alabama Visa credit cards give you the convenience of making day-to-day purchases and the control of picking up that extra special item every now and then. Whether you want cash back or a low rate, we've got you covered
At Peoples Bank, People Come First
We’re in the banking business because we believe in helping people. That means providing the most convenient, beneficial deposit accounts possible, and offering loans to those who need a little boost. Our passion is helping our neighbors turn their dreams into reality. That’s why we call ourselves Peoples Bank—because we care about people and their financial well-being.
You’re not an account or a number; you’re a real person with real needs, real problems, and real goals. Our associates pride themselves on building strong relationships with every customer, and our innovative online banking solutions give you total control over your finances from the comfort of your own home, phone, or tablet.
Open an account today and revolutionize the way you do banking.
Have questions or need additional help, contact us today!
*Approval required
+To send or receive money with Zelle®, both parties must have an eligible checking or savings account.